Chapter 13. It's much simpler to qualify for Chapter 13 than for Chapter seven. Instead of erasing your debt, this kind of filing reorganizes your paying out. You'll reach keep your assets, even so the court docket will get a finances that you should survive, which is able to include a monthly payment system for your personal debts.

Fisher-Sandler Legislation is a specialist money aid organization that assists people and families in filing for bankruptcy underneath the Bankruptcy Code. Simply call us whenever to get a free session.

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Yes. If you're able to’t manage to pay the entire filing cost at enough time of one's filing in Richmond, you may ask for to pay it in installments.

The trustee will receive month-to-month payments from you and distribute them towards the creditors, according to the repayment strategy. You need to total all the payments so that you can get a discharge at the end of the bankruptcy.

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